Terms of Use and Sale

Effective date: 19/07/2025
Last updated: 08/08/2025

These Terms of Use and Sale (“Terms”) govern the use of the Pole Cards mobile application (“App”) and the contractual relationship between Anne-Claire Ho Si (“we”, “us”) and any person using the App or purchasing a subscription through it (“you”).

By downloading, installing, or using the App, or by purchasing a subscription, you agree to be bound by these Terms.

1. Purpose

The Pole Cards App allows users to create, organize, and view moves, track their progress, and access a curated selection of external educational content.

2. User Accounts

3. Subscriptions and Commercial Terms

3.1 Price and duration

3.2 Payment terms

3.3 Included content and features

4. External Content and Intellectual Property

5. User-Generated Content

6. App Intellectual Property

7. Right of Withdrawal (EU Consumers)

7.1 Statutory right

Under EU consumer law, you have a legal right to withdraw from your purchase within 14 days without giving any reason.

7.2 Waiver of withdrawal right for digital services

By purchasing a subscription to the App, you expressly agree that:

This waiver is in accordance with Article L221-28 of the French Consumer Code and Directive (EU) 2011/83.

8. Changes to the App

9. Termination

10. Warranties and Liability

11. Governing Law and Jurisdiction

12. Contact

For any questions, please contact: contact@pole-cards.com